Terms & conditions

By accessing the Website, you are agreeing in good faith to the following Terms of Use (“Terms”). If you do not wish to be bound by the Terms, you may not access or use the Website. If you breach this Policy—including these Terms—your authorisation to use the Website automatically terminates.

The Website is intended for individuals 18 years of age or older. By using or accessing the Website, you represent and warrant that you are at least 18 years of age. If you are not at least 18 years of age or do not agree with the Terms, do not use or access the Website.

Our Proprietary Rights and Re-Use Policy

The material on the Website is protected by copyright, trademark, patent, and/or other intellectual property laws, and any unauthorised use of the materials may violate such laws. You agree to comply with all applicable laws, governmental regulation and guidelines with respect to or otherwise arising out of your use of the Website.

We may provide links to other websites and resources. Because we have no control over those sites and resources, you acknowledge and agree that we do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.

We respect the intellectual property rights of others and expect users of the Website to do the same. Pursuant to 17 United States Code 512(c)(2) (Digital Millennium Copyright Act of 1998), 10 Point Plan’s designated agent for notice of alleged copyright infringement appearing on the Website is:

General Counsel

Luminate Projects Limited

36-38 Hatton Garden, Holborn

London EC1N 8EB

United Kingdom

Email: info@10pointplan.org

Filing a notice of infringement with 10 Point Plan requires compliance with the requirements specified in Title II of the Digital Millennium Copyright Act of 1998.

Content and Disclaimers

The Website is for general informational purposes only, and may not be up-to-date, accurate or complete. The Website contains information about 10 Point Plan, a project of Luminate Projects Limited. Luminate Projects Limited is a wholly-owned subsidiary of Luminate Holdings LLC. The Website may also contain information about Luminate’s other entities—such as Luminate US Services LLC and Luminate UK Services Limited—as well as information regarding companies and organisations in which 10 Point Plan has invested.

The Website and its materials are provided “as-is.” We do not make any express or implied warranties, representations, or endorsements whatsoever with regard to the materials or related information.

The Website may have inadvertent inaccuracies or errors. Additionally, the possibility exists that a third party could make unauthorised alterations to the Website’s content or features. Although we attempt to ensure the integrity of the Website, we make no guarantees as to its completeness or correctness. In the event that a situation arises in which the Website’s completeness or correctness is in question, please contact us with, if possible, a description of the material to be checked and the location (URL) where such material can be found on the Website.


You agree that you will not:

– Use the Website or any content on the Website for any unlawful purpose;

– Submit or otherwise transmit any defamatory, libellous, abusive, harassing, obscene, indecent, threatening or illegal material, or any material that infringes the intellectual property rights of others, to or through the Website;

– Use the Website or any Website content to send unsolicited mass mailing, email, junk mail, “spam”, chain letters or promotions or advertisements for products or services;

– Forge any TCP/IP packet header or any part of the header information in any email, content/information/data submitted on or through the Website or Website content to send altered, deceptive or false source-identifying information;

– Interfere with, or attempt to interfere with, the access of any Website user, host or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the Website; or,

– Frame or mirror any part of the Website without our prior written authorisation.

Responsibility for Your Content and Communications

You agree that you are solely responsible for any content, feedback and communications sent by you to or through the Website, and you agree that we may use, reproduce, modify, create derivative works of, display, perform and/or distribute any such content, feedback or communication that you submit to us as we deem necessary in our reasonable discretion, provided that use and/or distribution of such information shall be in accordance with the Privacy Policy.

We may delete any information submitted to us at any time and without notice to you or anyone else. We reserve the right to investigate and prosecute violations of this Policy, including intellectual property rights infringement and security issues, to the fullest extent of the law. Further, we may involve and cooperate with law enforcement authorities in prosecuting users who violate this Policy.

Limitation of Liability

Neither we nor any of our affiliates, directors, officers, employees, or consultants are responsible or liable for any damages of any kind arising out of or relating in any way to the Website and/or materials contained on the Website, any linked site or any content or service available through the Website. Your sole remedy for dissatisfaction with the site, content services, or any linked site is to stop your use of it.


To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless 10 Point Plan and its directors, officers, employees, and consultants, from and against any claim or demand (including reasonable attorney fees) arising from: (a) your activities in connection with the Website; (b) any violation of this Policy by you; and, (c) any allegation that any submissions or other materials you submit to us or transmit to us infringe or otherwise violate the copyright, trademark, trade secret or other intellectual property of other rights of any third party.


If for any reason a court of competent jurisdiction finds any provision of this Policy, or portion of this Policy, to be unenforceable, that provision will be enforced to the maximum extent permissible so as to affect the intent of this Policy, and the remainder of this Policy will continue in full force and effect. Any failure of 10 Point Plan to enforce or exercise any provision of this Policy or related right will not constitute a waiver of that right or provision.

See further: Privacy policy

Policy published 17 May 2023